trade loan analyst - french speaking | budapest

randstad hungary
job type
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job details

job category
Finance / Accounting
job type
reference number
25318 / 25519
randstad hungary
You do not need to upload a curriculum vitae to apply for this position, moreover as a simple solution you can apply with your Linkedin profile. Click on the "Apply" button and choose from the application options that requires not more than 2 minutes.

Cégleírás / Organisation/Department

Responsible for supporting the team in appraising credit risk of new and existing customers consistent with credit policies and standards, monitoring customers’ transactions against credit limits whilst ensuring adherence to policies and procedures in the drive for exceptional customer service, operational excellence and compliance.

Pozíció leírása / Job description

  • Perform regular and event driven Trade Loan evaluations
  • Perform Customer Due Diligence to understand the financial and commercial prospects of the customer
  • Work together with the customer credit team to collect the necessary financial documents from sales or customer for a timely and proper credit risk evaluation of the customer by the credit analyst
  • Prepare, validate & submit trade loan proposals for approval and ensure that they are compliant with the financial guidelines
  • Prepare Financial Memorandum, submit it for approval and ensure is archived in appropriate manner
  • Input and maintain Trade Loans data in local ERP and other relevant systems
  • Liase with cash&banking teams to ensure the payments are issued to the customers as per agreement signed
  • Perform AOR reconciliation for customers with trade loans to ensure correct representation and is tax compliant
  • Own the process for functional assurance and business sign off in accordance to the trade loan approval matrix
  • Be able to identify key, strategic or high risks related to trade investments and take actions together with the relevant stakeholders
  • Follow up on underperforming loans and take action as per the Contract
  • Keep close contact to sales by attending and/or organizing regular meetings on Trade Loan reviews and be a business partner to balance the risk and enable the business
  • Perform various regular reporting activities and ad hoc reporting in an accurate and timely manner

Elvárások / Requirements

  • Experience in finance, accounting or credit analysis area
  • 1+ years of Customer Relationship Management, Accounts Receivable, Cash Collection, Credit Assessments or Financial performance in an international environment
  • University Degree in Economics or related fields or other Graduation in Economics (High School)
  • Strong English and French language knowledge
  • Able to deal with complex situations while maintaining the right balance of customer and business focus to drive performance improvements
  • Assimilate data to identify key issues and aid decision making
  • Able to produce consistently high-quality information within tight deadlines

Amit kínálunk / Offer

  • possibility to join our social communities and networks
  • chill-out and collaboration spaces in a modern office environment
  • learning opportunities, language courses and other development opportunities to shape and advance your career path
  • different bonus opportunities based on performance, wide range of cafeteria elements
  • life & health insurance, medical care package
  • company laptop
  • phone for private usage
  • opportunity to work from home: up to 2 days / week based on team agreement

Kapcsolattartó / Information

Patassy Dávid

​+36 20 260 6081